TL;DR — Key Takeaways
- →The free calculator covers 50+ countries in seconds — no account, no limit on uses.
- →Premium ($15/month) adds the full system: residency tracking, Schengen counting, alerts, FEIE/FTC optimizer, mid-year move calculator, and document storage.
- →The 7-day free trial gives you full premium access to evaluate before committing.
- →One law change alert caught in time can repay years of premium — Portugal NHR, Spain Beckham, and Thailand LTR all changed with little warning.
- →Built specifically for nomads and US expats — not adapted from domestic tax software.
Nomad tax in 2026 is more complicated than it was five years ago. More countries have digital nomad visa programs. More tax regimes come with eligibility rules and sunset clauses. More treaties are being negotiated. More countries are updating their residency thresholds.
Most people manage this through a combination of browser tabs, a spreadsheet they haven't updated in three months, and occasional Reddit threads from people who may or may not be in the same situation they are.
keepmore.money is built to replace that. It's a tax planning tool for people who live across borders — not filing software, not a CPA, and not a generic personal finance app repurposed for expats. A purpose-built system for understanding your tax exposure, tracking your movement, and knowing when the rules that affect you change.
What You Get Free
You don't need an account to get started. The public calculator is fully functional, covers 50+ countries, and requires nothing from you.
What that includes:
- Two-country side-by-side comparison with full tax breakdown — income tax, social contributions, net take-home
- US state-level tax calculations included for all US comparisons
- Shareable links and image exports — send a comparison to a partner, a CPA, or a Slack channel
- No login, no credit card, no limit on how many times you run it
If you're trying to answer a specific question — "is Germany or the Netherlands better for my salary?" or "how much would I actually take home in Dubai?" — the free calculator gives you that answer in under a minute.
Run your first comparison free — no account needed. See your take-home in any of 50+ countries, side by side.
Try it free →What $15/Month Unlocks
Premium is the full system for people who are actively managing their tax situation across borders — not just curious about the numbers, but actually living this.
Track your movement:
- Residency Tracker: log every trip, get per-country risk scores, test hypothetical future travel in the what-if simulator, export your full log as CSV for tax professionals
- Schengen 90/180 Tracker: rolling-window day count, real-time re-entry dates, date simulator for future entry planning, EU passport exemption handling
Stay ahead of the rules
Run the numbers
Stay organized
Is $15/Month Worth It?
“That's $180 a year. Here's the honest math.”
Portugal's Non-Habitual Resident regime ended in 2024 — with a few months' notice. Nomads who'd built five-year strategies around NHR found out through a budget announcement that most of them didn't read until it was already too late to adjust.
Spain's Beckham Law has been modified twice in the last five years. Thailand's LTR visa tax rules changed mid-program. Several digital nomad visa exemptions have been quietly removed from countries that launched programs with fanfare.
If your tax strategy depends on a regime staying in place, or on a rule not changing, or on your Schengen count staying legal — the cost of being wrong is not $180.
One alert, one re-entry date that saves a fine, one FEIE vs. FTC calculation that picks the right strategy — the math is pretty clear. We're not going to oversell it. You can decide.
Who It's For
keepmore.money is useful for: nomads actively managing residency in multiple countries (especially Europe), US expats making FEIE or FTC elections, anyone who moves countries mid-year, and anyone whose tax strategy depends on a specific regime.
It's probably not what you need if you want someone to file your taxes (that's a CPA), or if you live in one country full time and just want to understand your local tax burden (the free calculator is probably enough).
How to Start
Free: go to the calculator, no signup, run a comparison.
Premium: start a 7-day free trial — full access, no credit card required. Takes about ten minutes to set up your preferences. After that, the system maintains itself as you log trips and the alerts run in the background.