KeepMore.MoneyBETA
Sign InGet Started
← All comparisons

🇪🇸 Spain vs 🇮🇹 Italy: 2026 take-home pay

At $100,000 gross (single filer, 2026 model), estimated net is about $72,000 for Spain versus $65,000 for Italy. Spain vs Italy: similar gross, but Italy's INPS and regional layers often cost more

2026 tax data · Last reviewed: April 1, 2026 · Source: methodology

TL;DR — Key Takeaways

  • At $100,000: Spain ≈ $72,000 net vs. Italy (standard) ≈ $65,000.
  • Italy's Impatriati / forfettario regimes can flip this for qualifying freelancers or inbound hires.
  • Use regimes in the calculator — headline rates miss the biggest optimisations.

Net Pay at $100,000 Salary (2026)

Estimated net take-home in USD at the example salary (single filer, 2026 model).
CountryEstimated net (USD)
🇪🇸 Spain$72,000
🇮🇹 Italy$65,000

🇪🇸

Spain

$72,000

estimated net take-home

Top rate: 47%

🇮🇹

Italy

$65,000

estimated net take-home

Top rate: 43%

Annual delta at $100,000

🇪🇸 Spain saves $7,000/year

Over 10 years at 7% compounding: $103,460 more

Key Tax Differences

Side-by-side tax factors for Spain and Italy in 2026.
Factor🇪🇸 Spain🇮🇹 Italy
Top income tax rate47%43%
Effective rate at $100k35%36%
Taxation basisWorldwideWorldwide
Special regimesBeckham Law (Ley Beckham)Impatriati (New Residents) Regime, HNWI Flat Tax (€200k/year)

🇪🇸 Spain — Key Tax Facts

  • Standard income tax: 19%–47% combined national + regional rates.
  • Beckham Law (Ley Beckham): flat 24% on employment income up to €600k for qualifying expats for 6 years.
  • Employee social security: ~6.35%; employer: ~29.83%.
  • Regional income taxes vary — Madrid is lowest at ~0.5% flat supplement; Catalonia is highest.
  • Autonomo (self-employed) social security: compulsory minimum contribution ~€200–€500/month.
  • Wealth tax (Impuesto sobre el Patrimonio): 0.2%–3.5% on assets above €700k (varies by region).

Full Spain tax guide →

🇮🇹 Italy — Key Tax Facts

  • Standard income tax: 23%–43% progressive.
  • Impatriati regime: 50% income exclusion on Italian-source income for 5–10 years.
  • HNWI flat tax: €200,000/year covers all foreign-source income — ideal for very high earners.
  • Regional and municipal taxes add approximately 1.2%–3.3% on top of national income tax.
  • Employee INPS: ~9.19% on salary up to €122,295; employer INPS: ~29.72%.
  • Tax residency established after 183 days or having registered domicile in Italy.

Full Italy tax guide →

Calculate for your exact salary

Enter your income and compare Spain vs Italy (and 50+ other countries) in real time.

Compare my taxes →

More comparisons

Estimates assume a single filer with no dependents and no treaty benefits. Not tax advice. See methodology.